Illinois
Ground-Up Loans in Illinois
SBR Lending funds ground-up projects for real estate investors across Illinois. Financing for ground-up residential construction on infill 1–4 unit projects, with draw schedules that keep your build on track from foundation to finish. Reserved for experienced builders.
- Foundation-to-finish funding
- Up to 85% LTFC / 70% ARLTV
- $50k–$1M ($3M with pre-screen)
- 680 min FICO, Tier 3+ experience
Step 2 of 4 ~60 seconds
Tell us about the property
We lend in most states across the country.
Real estate investing in Illinois
Whether you're acquiring, renovating, building, or refinancing investment property in Illinois, SBR Lending delivers fast, reliable capital built for investors — not homeowners. Our ground-up program is designed to close quickly so you never miss a deal.
Loan amounts from $50k and a streamlined online application mean you can get a quote in 24 hours — usually much faster.