Florida
Ground-Up Loans in Florida
SBR Lending funds ground-up projects for real estate investors across Florida. Financing for ground-up residential construction on infill 1–4 unit projects, with draw schedules that keep your build on track from foundation to finish. Reserved for experienced builders.
- Foundation-to-finish funding
- Up to 85% LTFC / 70% ARLTV
- $50k–$1M ($3M with pre-screen)
- 680 min FICO, Tier 3+ experience
Step 2 of 4 ~60 seconds
Tell us about the property
We lend in most states across the country.
Real estate investing in Florida
Whether you're acquiring, renovating, building, or refinancing investment property in Florida, SBR Lending delivers fast, reliable capital built for investors — not homeowners. Our ground-up program is designed to close quickly so you never miss a deal.
Loan amounts from $50k and a streamlined online application mean you can get a quote in 24 hours — usually much faster.